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Active NEW!
$219,900
/mo Edit
Multi-family:  Duplex Up and Down
Built 1885
1,530 sqft • 0.11 acres
St. Paul schools
MLS# 6783310
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    Property Description

    Owner is an agent, but is not the listing agent. Welcome to 538 Charles Avenue in Saint Paul, a fantastic opportunity for both homeowners and investors alike! This duplex offers a perfect owner/occupy setup, allowing you to live in one unit while renting the other to offset your mortgage. Whether you’re looking to build equity while enjoying a home of your own, or you want to add a strong cash-flowing property to your portfolio, this duplex delivers. Conveniently located near parks, schools, restaurants, and easy freeway access, 538 Charles Avenue combines long-term investment potential with everyday livability. Don’t miss your chance to own a versatile property in the heart of Saint Paul!

    Listing

    Contingency: None
    Price per sq ft: $144
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55103
    Neighborhood/Area: Thomas-Dale (Frogtown)
    Subdivision Name: Michels Sub Of Blk 14

    Interior

    Living Area: 1,530 ft2
    Basement Details:
    • Partial
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 0
    Foundation Size: 880 ft2
    Handicap Accessible: None
    Heating System: Forced Air
    Exterior Material: Vinyl Siding

    Lot & Land

    Acres: 0.11
    Geolocation: 44.957293, -93.122841
    Lot Dimensions: 40X124

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Gross Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: $450
    Tenant Expenses: Electricity, Gas, Sewer, Trash Collection

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $4,114
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,114

    Income

    Annual Gross Income: $27,700

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Lakes Area Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.