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For Sale:  Saint Cloud MLS# 7166111

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Active NEW!
$315,000
/mo Edit
Multi-family:  Duplex Up and Down
3 br • 3 ba • Built 1947
1,875 sqft • 0.2 acres
St. Cloud schools
MLS# 7166111
763-576-8286
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    Property Description

    Beautiful Mississippi River View Duplex – Excellent Investment Opportunity! Enjoy beautiful views of the Mississippi River in this unique duplex conveniently located near the hospital. The property features two distinct living spaces, including an upper-level apartment and a spacious two-level unit offering additional room, privacy, private laundry and flexibility. Both units have been renovated with new windows, tiled flooring, and custom-built cabinetry crafted by a local builder. The backyard adds even more character, featuring large granite boulders that create a distinctive and inviting outdoor sitting area. Whether you're looking to start or expand your real estate investment portfolio or purchase a home while generating rental income, this property offers excellent potential. Live in one unit and rent out the other to help offset your mortgage while building equity and investing in your future.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $315,000
    Price per sq ft: $168
    Property Type: Multi-family
    City: Saint Cloud
    Garage Spaces: 0
    County: Stearns
    Year Built: 1947
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 56303
    Subdivision Name: Lowrys Add

    Interior

    Bedrooms: 3
    Bathrooms: 3
    Finished Area: 1,875 ft2
    Living Area: 1,875 ft2
    Refrigerators: Two
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Egress Window(s)
    • Finished
    • Full
    • Kitchenette
    • Single Tenant Access
    • Storage Space
    • Tile Shower
    • Walkout

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 0
    Foundation Size: 625 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Gravel
    • Open
    • Parking Garage
    • Parking Lot
    Shared Amenities: Concrete Floors & Walls
    Road Frontage:
    • City Street
    • Paved Streets
    Exterior Material:
    • Block
    • Frame
    Roof Details:
    • Architectural Shingle
    • Flat

    Rooms

    Laundry:
    • In Unit
    • Lower Level

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront:
    • River Front
    • River View

    Lot & Land

    Acres: 0.2
    Geolocation: 45.568293, -94.164753
    Lot Dimensions: 50 x 172 x 50 x 172
    Zoning: Residential-Multi-Family
    Lot Description: Tree Coverage - Light

    Farm

    Topography: Sloped, Walkout

    Schools

    School District: 742
    District Phone: 3202539333

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: Gas

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $3,176
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $3,176

    Income

    Annual Gross Income: $11,400

    Rent

    Annual Net Income: $6,059

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Century 21 First Realty, Inc..
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.